The new year always brings new resolution, need for change and improvement for ourselves. Two popular areas of focus are physical and mental wellness, and financial stability. Many professionals in both industries believe in maintaining balance and good physical health, one should start by focusing on their economic well-being.
 
Financial Well-Being Contributes to Personal Success
 
Poor financial management can affect many aspects of our life with the most significant threat being to our overall physical fitness. Understanding where to get started is vital. It’s suggested to take financial advice from a trained financial specialist. We trust our medical appointments and preventive care to healthcare professionals in their field of expertise, so it makes sense to seek assistance from a financial professional.
 
Money sets the infrastructure for our survival. Financial well-being should allow us to pay our bills and save many for future activities or emergencies. When we experience proper financial planning, we find ourselves with extra money from time-to-time to pamper ourselves and others in our life. Now, other aspects of our life will begin to come into focus once we are not experiencing the stress caused by our financial struggles. At this point, we can start to focus on the other facets of our physical health and well-being.
 
There are many steps to get started to put our finances in order. While they will not all be solved in this article, we hope to bring awareness to the link between financial well-being, and good physical and mental health. Make a move to improve finances, and the see positive changes in other aspects of life.
 
A great place to get started is understanding our credit score and our options. There are so many decisions made in our lives that begin with our credit standing, including car insurance. And, today more than ever there are resources, advisors and education portals to point us in the right direction, regardless of our current status.
 
What is in a number?
 
According to Experian there is a lot in a number. For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750. Higher scores represent better credit decisions and can make creditors more confident that you will repay your future debts as agreed.

Experian further advises, credit scores are used by lenders, including banks providing mortgage loans, credit card companies, and even car dealerships financing auto purchases, to make decisions about whether or not to offer your credit (such as a credit card or loan) and what the terms of the offer (such as the interest rate or down payment) will be. There are many different types of credit scores. FICO® Scores and scores by VantageScore are two of the most common types of credit scores, but industry-specific scores also exist.
 
At Meliora we work towards your solution to educate, advocate and inform your employees about the essentials of healthy living! We are ready to build your OVERALL SOLUTION, to capture the wellness and well-being experience for your company and your employees!

Reach out today, Click Here to Schedule an Appointment Call Bill Johnston at 817-869-1310 or
email wjohnston@mel ioratech.com and visit our website at melioratechnology.com
Meliora. In Pursuit of Better.

Last Month, we covered Spanning the Dimensions: Is Your Wellbeing in Order? The four dimensions of wellbeing addressed were: Physical, Emotional, Nutritional, and Medical. Today we will cover the importance of emotional wellbeing and the importance of YOU! We have selected to discuss ‘be an observer in your own life.’

What happens when you take personal responsibility for learning about how you think and feel (physically, emotionally, mentally, and spiritually)? What if you could figure out ‘triggers,’ signs or patterns to shed light on how you could help yourself and those around you - live the best life possible?

You ‘live’ your life, basically, by how you process information, choose to take action and devise a course to work for you and how you process data in and out. Your reactions will run the gamut of happiness (short or long term), disappointment, emotional or physical pain and suffering, acceptance or rejection of responsibility for the result, and possibly stubbornness in considering changing the way they approach a situation. Einstein shared a definition of insanity along those lines. Right?

This life lesson consists of simple tools to create and live your best life on all levels. It provides the framework to learn about you. Ready?

Be an observer in your own life.
It’s amazing what you can learn about others and more importantly about yourself when you slow down and just ‘observe.’ It’s a simple first step towards caring for yourself. Remember, if you don’t take care of yourself, you can’t show up completely to live your best life, or offer your best at work life, social and to be there for others.

How you act/react consciously or unconsciously, helps you to figure out the ‘triggers’, when tripped inside of you, set off a chain reaction causing you to jump to conclusions or say something better left unsaid. You have ‘data points’; ways to calm your nervous system, bring health and well-being into your life and find a route to create a new balance in your life.

Stop at least three times a day to ‘observe’ yourself. Put your ‘technology’ aside, stand still and consciously ‘feel’ what’s happening in your body and your mind. Recall the last ‘thought’ you had before you stopped to ‘observe.’

Keep in mind ‘consistency’ is the key towards getting the most out of this exercise; we know the more we repeat an action, the more it will become a habit. Yes, you read right, start creating a habit of observing yourself and noting what you’re feeling, sensing, and thinking. It’s going to be invaluable.

Have fun on your journey to learn more about your inner and outer self; work to develop a plan of action to create your best life.

Remember, healthy employees, make happy, productive, interactive team members in the organization. To develop and maintain a wellness program can be demanding, this is where Meliora can work alongside you and your organization to build the ideal wellness platform to meet your overall wellness goals to shift your company culture.
 
No worries, we’ve got your back! We found this quote, we thought is a befitting tagline: “When ‘I’ is replaced with ‘We,’ even ‘Illness’ becomes ‘Wellness.’ If you need help on how to implement an employee wellness program, let’s connect. We’d love to learn more about you and your needs. We look forward to working with you!   

Reach out today, Click Here to Schedule an Appointment
Call Bill Johnston at 817-869-1310 or email wjohnston@melioratech.com
Visit our website at melioratechnology.com - Meliora. In Pursuit of Better.