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Financial Well-Being Contributes to Personal Success

12/2/2019

 
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The new year always brings new resolution, need for change and improvement for ourselves. Two popular areas of focus are physical and mental wellness, and financial stability. Many professionals in both industries believe in maintaining balance and good physical health, one should start by focusing on their economic well-being.
 
Financial Well-Being Contributes to Personal Success
 
Poor financial management can affect many aspects of our life with the most significant threat being to our overall physical fitness. Understanding where to get started is vital. It’s suggested to take financial advice from a trained financial specialist. We trust our medical appointments and preventive care to healthcare professionals in their field of expertise, so it makes sense to seek assistance from a financial professional.
 
Money sets the infrastructure for our survival. Financial well-being should allow us to pay our bills and save many for future activities or emergencies. When we experience proper financial planning, we find ourselves with extra money from time-to-time to pamper ourselves and others in our life. Now, other aspects of our life will begin to come into focus once we are not experiencing the stress caused by our financial struggles. At this point, we can start to focus on the other facets of our physical health and well-being.
 
There are many steps to get started to put our finances in order. While they will not all be solved in this article, we hope to bring awareness to the link between financial well-being, and good physical and mental health. Make a move to improve finances, and the see positive changes in other aspects of life.
 
A great place to get started is understanding our credit score and our options. There are so many decisions made in our lives that begin with our credit standing, including car insurance. And, today more than ever there are resources, advisors and education portals to point us in the right direction, regardless of our current status.
 
What is in a number? 
 
According to Experian there is a lot in a number. For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750. Higher scores represent better credit decisions and can make creditors more confident that you will repay your future debts as agreed.

Experian further advises, credit scores are used by lenders, including banks providing mortgage loans, credit card companies, and even car dealerships financing auto purchases, to make decisions about whether or not to offer your credit (such as a credit card or loan) and what the terms of the offer (such as the interest rate or down payment) will be. There are many different types of credit scores. FICO® Scores and scores by VantageScore are two of the most common types of credit scores, but industry-specific scores also exist.
 
At Meliora we work towards your solution to educate, advocate and inform your employees about the essentials of healthy living! We are ready to build your OVERALL SOLUTION, to capture the wellness and well-being experience for your company and your employees!

Reach out today, Click Here to Schedule an Appointment Call Bill Johnston at 817-869-1310 or
email wjohnston@mel ioratech.com and visit our website at melioratechnology.com
Meliora. In Pursuit of Better.

Overuse of devices can cause many challenges

11/20/2019

 
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Do you clash with technology? Or are you monitoring your use to ensure you maintain a healthy dose of your device? Here are a few things to think about throughout your day as you engage with technology.
 
Recent research shows there are three areas of concern for most consumers when it comes to the dependence on their device as they rely on current technology to drive their decisions – not daily, probably not by the hourly but realistically minute-by-minute. The concerns address vision, sleep and physical interaction.
 
Overuse of devices can cause many challenges; these three happen to top the list. Most people spend over 6 hours a day looking at and using digital tools. While in years past the use of monitors and computer screens were the primary concern – more people today are using smartphones and tablets, so the number of hours of use will easily continue to increase. This type of activity will begin to hurt the user.
 
As a society, many are diligent to get and stay healthy, and technology can provide many advantages for tracking and monitoring their progress. Use of digital devices can assist in improving diet/eating habits, fitness outcomes and oversight of health conditions.
 
So how can you use technology to counterbalance all your daily interactions and keep you healthy in all aspects? And, avoid clashing with technology. Fortunately, there’s a lot you can do to channel the power of your technology to enhance your overall well-being.
 
Vision Decision
Time in front of a monitor, screen or another device could be causing eyestrain and other issues with your vision. It’s hard to believe the longer you look at a screen, the less you blink. This can minimize the tears that safeguard your eyes and possibly not replenished. Also, eyestrain can occur because the font size on phones and portable devices is much smaller.
 
There are many signs of digital eyestrain; they include struggle focusing, dry eyes, headaches, itching, blurry vision, burning, and aches in the neck or shoulder areas. These might be short-term irritations for most with no long-term effects. Should any of these symptoms persist, you may want to seek the guidance of a professional or an eye care practitioner?
 
The Vision Council recommends one exercise that might be helpful. It is to take a 20-20-20-20-20 break: every 20 minutes, take a 20-second break and focus on something 20 feet away. To teach yourself to blink more often, form a habit around blinking each time you breathe.
 
Sleep Interrupted 
It’s no surprise that many smartphone users sleep with their phone or have it accessible nearby during their hours of slumber. And, many use their device in bed up until the time they go to sleep. This behavior seems undisruptive; however, it is entirely the opposite. Late night use is one habit you want to avoid; it could be hindering you from a good night’s sleep.
 
Charles Czeisler, MD, of Harvard Medical School and Brigham and Women’s Hospital has discover that, “Artificial light exposure between dusk and the time we go to bed at night suppresses release of the sleep-promoting hormone melatonin, enhances alertness and shifts circadian rhythms to a later hour—making it more difficult to fall asleep.”
 
To prevent sleep interruption, try swapping late-night technology use with a beneficial sleep routine: family wind-down time, reading in bed or taking a bath. Refrain from device use or even having within arms reach to avoid nighttime distractions.
 
Idle Activity
The definition of sedentary for work or a way of life is: ‘characterized by much sitting and little physical exercise.’ Most use of technology occurs in a seated, comfortable position and the user experiences very little physical activity. There appears to be a connection between the lack of physical exercise and habitual use of technology, including multiple devices to accomplish the users desired outcome.
 
Examples are home, office, car, meetings, outside activities, and special events. How long could you live without having any contact or use of technology? How can you incorporate physical activity into your daily routine without technology?
 
While technology can enhance your life, the focus moving forward should be to utilize it as a tool to improve your health and physical activities instead of being detrimental to your lifestyle, behavior and daily patterns. Finding a friend or loved one to share in your commitment to the technology cutback would be a great way to keep each of you in check. Reducing the clash with technology.

Let the Team at Meliora share the tools you need to create a sustainable wellness platform that will reduce the clash with technology and focuses on you and your employees putting our tools to good, healthy use.

Call Bill Johnston at 817-546-2953 or via email at wjohnston@melioratech.com ​- Put our imagination, passion, innovation and creation to work for your company - Today!!

We Help You Engage Your Employees - Meliora - In Pursuit of Better

Turn Up the Heat on Employee Engagement

7/29/2019

 
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Meliora is turning up the heat when it comes to wellness. You can too!
 
Increase employee interaction
The goal is 100% participation, is this a reality? We believe through clear-cut components, education, and support, anything is possible. 
 
Employer responsibility vs. employee impact
When an employer offers a wellness program, the pressure is on for them to seek the best offerings, tracking programs, communication for their participants. They also need a sure-fire way to inspire and engage to ensure the success of the program and its employees. 
 
Company culture matters
Vibrant company culture is key to any organization’s success. Most employees and even candidates for employment seek companies with cultures that are engaging, leading-edge, and match their personality and expectations.

Work-life-balance being a huge factor in today’s workforce.
 
A wellness commitment strengthens company culture change. Devising a wellness plan to have the management of all levels and employees involved can render immediate results in company culture. Also, providing a platform where employees can meet their individualized needs can assist in a culture shift. Meliora can create the right program to balance company culture and wellness, allowing you to turn up the heat on employee engagement.
 
We Have a Solution to Turn Up the Heat on Employee Engagement!
We are ready to build that solution for you and your organization. We want to capture the wellness and well-being experience that suits the needs of all employees!

Call Bill Johnston TODAY at 817-546-2953 or via email at wjohnston@melioratech.com ​- Put our imagination, passion, innovation and creation to work for your company!

We Help You Engage Your Employees - Meliora - In Pursuit of Better

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  • All About Us
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    • Wellness >
      • What We Do
      • For Employees
      • For Employers
    • Collaboration >
      • Employers
      • Hospital Systems
      • Our Partners
  • Our Community